Read about hire purchase

Baltbaby hire purchase – can not pay the full amount at once?

Use Baltbaby hire purchase payment method when paying for products. Add products in the cart, confirm your order and choose Baltbaby hire purchase payment method from the payment methods.

With hire purchase is paying convenient solution that helps to create a payment schedule what suits for you the best. This payment method makes a decision in real time and helps you to make a purchase in less than 60 seconds.

ATTENTION! Each loan is a financial obligation. Before taking a financial obligation read the terms of policy and if necessary consult an expert.

Baltbaby hire purchase provider is ESTO AS (reg. code 14180709). Conditions for a private person: Age: 18–70 years (included);Interest from the purchase amount from 0% to 15.90%. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner.

For example: The monthly payment is 26.88 €, the total sum of monthly payments is 1290.24 € and annual rate of charge is 34.11% on the following sample terms and conditions: loan amount 750 €, annual interest rate of 15.9% on the outstanding balance (fixed), contract fee 19.90 € and repayment period of 48 months.


Liisi hire purchase – can not pay the full amount at once?

The Internet has become the shopping capital of the world. You can order all sorts of goods from various e-shops. With the Liisi hire purchase, you can make payments in instalments conveniently – all you need is your ID-card, Mobile-ID, or Smart-ID.

You can use this solution in all e-shops that offer Liisi as a method of payment. The service provider is Holm Bank AS. Every loan is a financial obligation. Consider you decision carefully- check the terms and conditions of the loan agreement, if necessary consult an expert.

The annual percentage rate is 33.02% under the following sample conditions: loan amount 1000€ contractual fee 15€, contract period 36months, fixed interest rate 16% of the loan amount per year, total payments 1488.36€ and repayment amount 1488.36€.